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FREE $20 Cash Bonus for New Monzo Users when You Spend $10

If you don't have a Monzo account, sign up today and get a Free $20 Bonus when you spend at least $10 using your Monzo card in your first 14 days. No account fees, no spending fees, no overdraft fees and no travel fees. Follow the instructions below.


  1. Click here and download the Monzo app.
  2. Sign up for an account and verify your identity with valid form of ID
  3. Once your account is created, add the virtual card to Apple Pay or Google pay immediately when it asks. If you don't, you'll have wait until your physical card arrives to get the bonus.
  4. Once your virtual card is added, go to the Monzo app and add $10 to your Monzo card. You can add funds using a debit card or checking account.
  5. Use your Monzo virtual card with Google Pay or Apple Pay to make a purchase of at least $10 anywhere online. MAKE SURE YOUR NEW MONZO CARD IS SET AS DEFAULT METHOD OF PAYMENT FOR APPLE PAY OR GOOGLE PAY IN SETTINGS.
  6. Once you complete the above steps, Monzo will add $20 to your Monzo account within 7 business days. You’ll get a push notification to your Monzo app when the bonus is deposited.

If you've ever started signing up for Monzo, or had a Monzo account before, you're not eligible for the bonus offer.

About Monzo

Monzo will change how you feel about banking. Spend, save and manage your money, all in one place, with the Monzo app.With Monzo, you can track your spending, grow your savings and be in control of your money. Money in your Monzo account is protected by FDIC, so you’re insured up to $250,000, and our anti-fraud systems make sure your money is safe, without adding friction for you. Protect your account with Touch ID, Face ID, fingerprint, or PIN.


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