Credit Karma offers a very valuable FREE service so you can monitor and manage ALL your credit report activity. The best part — NO credit card is required! Sign up for free today, and you’ll receive credit monitoring and credit reports, in addition to your weekly credit scores—all for FREE.

More Free Tools to Boost Your Finances

Credit Karma goes beyond the basics with additional free features:

• Credit Score Simulator: See how actions like paying off debt or opening a credit card might affect your score.

• Approval Odds: Get personalized estimates for your chances of qualifying for loans or credit cards, reducing the risk of hard inquiries.

• Credit Builder: For users with scores of 619 or below, this tool can boost your score by an average of 17–21 points in days through a line of credit and savings account.

• Credit Karma Money: Access fee-free checking and high-yield savings accounts, with perks like early paycheck access.