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FREE $5 for NEW Users w/ NO Deposit Required (College Students Only)

Mos is the only fee-free debit card that helps you pay for college. Get $5 for FREE to spend anywhere online or in-store when you sign up and verify your student status. You'll get a virtual debit card to use online right way and a physical debit card in the mail in about 7-10 days. Mos has zero overdraft fees, ATM fees, transfer fees, or minimum balance fees.


  1. Sign up here then download the app and create your account.
  2. Verify your student status and your free $5.00 invitation bonus will be added once your account is approved.
  3. Refer your college friends and earn an additional $5 for every friend who opens a Mos account and they’ll earn $5 too! Once you’re in, there’s no limit to how many people you can invite.
  4. Spend your balance anywhere online using your virtual debit card or in-store using your physical debit card (once it arrives).

About Mos

Mos is on a mission to tear down all financial barriers to opportunity. They started by getting students free money for college, and now they’re saving students money with a fee-free debit card and checking account.

Everyone who uses Mos gets access to the largest scholarship pool in America and a personal coach who helps you get free money for school and life. Plus, Mos lets you manage your money easily, access 50K ATMs, and send and receive money instantly.


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